Term of Service and Private Policy
Terms of Service
Thanks for visiting our Terms of Service page. Please email the webmaster if you have any questions.
These terms may change at any time in the future. No individual notice of changes will be provided to Users. So check back periodically and review the Terms of Service to ensure that you still agree to abide by them. Unless you terminate your registration, you will be bound by any subsequent change to these Terms.
All information, content, services and software displayed on, transmitted through, or used in connection with PanagaClub.com, including, but not limited to, news articles, reviews, directories, guides, text, photographs, images, illustrations, audio clips, video, html, source and object code, trademarks, logos, and the like (collectively, the "Content"), as well as its selection and arrangement, is owned by Panaga Club, and its affiliated companies, licensors and suppliers. You may use the Content online only, and solely for your personal, non-commercial use, and you may download or print a single copy of any portion of the Content solely for your personal, non-commercial use, provided you do not remove any trademark, copyright or other notice from such Content. If you operate a Web site and wish to link to PanagaClub.com, you may do so provided you agree to cease such link upon request from PanagaClub.com. No other use is permitted without prior written permission of PanagaClub.com. The permitted use described in this Paragraph is contingent on your compliance at all times with these Terms of Service.
You may not, for example, republish any portion of the Content on any Internet, Intranet or extranet site or incorporate the Content in any database, compilation, archive or cache. You may not distribute any Content to others, whether or not for payment or other consideration, and you may not modify, copy, frame, cache, reproduce, sell, publish, transmit, display or otherwise use any portion of the Content. You may not scrape or otherwise copy our Content without permission. You agree not to decompile, reverse engineer or disassemble any software or other products or processes accessible through PanagaClub.com, not to insert any code or product or manipulate the content of PanagaClub.com in any way that affects the user's experience, and not to use any data mining, data gathering or extraction method.
Requests to use Content for any purpose other than as permitted in these Terms of Service should be directed to admin@PanagaClub.com. In certain cases, you may be able to obtain a license to use individual stories that appear on PanagaClub.com through online functionality we have specifically designated (e.g., to e-mail a story to a friend or to purchase a photograph). In such cases, we will indicate the portion of the Content you may license. If you do not see such authorization, you should assume no third party has the right to allow you to use the Content.
PanagaClub.com respects the intellectual property of others and holds no claim to copyrights of content that is owned by a third party or is in the public domain. If you believe your work has been copied in a way that constitutes copyright infringement or are aware of any infringing material on PanagaClub.com, please contact us at firstname.lastname@example.org immediately.
Membership and Registration
If you become a Member of PanagaClub.com or its affiliated sites or services, you accept responsibility for all activities that occur under your account or password, and agree not to sell, transfer or assign your Membership or any Membership rights. We reserve the right to terminate your Membership at any time for any reason. You are responsible for maintaining the confidentiality of your password and for restricting access to your computer so others outside your household may not access PanagaClub.com using your name in whole or in part without our permission. If you believe someone has accessed PanagaClub.com using your member name and password without your authorization, e-mail us immediately at email@example.com.
PanagaClub.com message boards, photo galleries, comments and other interactive features are provided to give users an interesting and stimulating forum to express their opinions and share ideas and information. Given the nature of our site and the volume of postings, PanagaClub.com cannot and does not monitor all of the material posted or transmitted by users and third party information providers.
To protect your safety, please exercise your best judgment when using these forums. We do not allow divulging personal phone numbers, addresses or other information that can be used to identify or locate you or another person. If you make such disclosures either through interactive features or classified advertising, or to third parties in any communication, you do so fully understanding the consequences of such disclosures and with a knowing consent that such information could be used to identify you. PanagaClub.com reserves the right to delete any communications at any time, for any reason or in its discretion, but has no obligation to review or remove any such content.
By using various interactive features to post content, you are participating in a community intended for all of our users. As such, if your behavior becomes a problem for the site or for other users, we may, in our discretion and without warning, ban you from all services of PanagaClub.com.
In general, we reserve the right to remove any content posted on our site at any time for any reason. Decisions as to whether content violates our Terms of Service will be made by PanagaClub.com in its discretion after we have actual notice of such posting. Without limiting our right to remove content, we have attempted to provide guidelines to those posting on our site. When using PanagaClub.com, please do not post material that:
- Contains vulgar, profane, abusive, racist or hateful language or expressions, epithets or slurs, text, photographs or illustrations in poor taste, or attacks of a personal, racial or religious nature.
- Is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, fraudulent, inaccurate, unfair, contains gross exaggeration or unsubstantiated claims, violates the privacy rights of any third party, is unreasonably harmful or offensive to any individual, community, association, group or business.
- Violates any right of PanagaClub.com or any third party.
- Discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation or disability, or refers to such matters in any manner prohibited by law.
- Violates or inappropriately encourages the violation of any municipal, state, federal or international law, rule, regulation or ordinance.
- Interferes with any third party's uninterrupted use of PanagaClub.com.
- Advertises, promotes or offers to trade any goods or services, except in areas specifically designated for such purpose.
- Includes copyrighted or other proprietary material of any kind without the express permission of the owner of that material.
- Uses or attempts to use another's identity, account, password, service or system except as expressly permitted by the Terms of Service.
- Contains or links to viruses or other harmful, disruptive or destructive files.
- Disrupts, interferes with, or otherwise harms or violates the security of PanagaClub.com, or any services, system resources, accounts, passwords, servers or networks connected to or accessible through PanagaClub.com or affiliated or linked sites.
- "Flames" any individual or entity (e.g., sends repeated messages related to another user and/or makes derogatory or offensive comments about another individual)
- repeats the same message under multiple threads or subjects.
- Is clearly off-topic for a given thread or subject.
Member-Provided Information and Content
By providing information to, communicating with, and/or placing material on, PanagaClub.com, including for example communication during registration, communication on any PanagaClub.com bulletin board, message or chat area, posting any resume or other content, placing any classified advertisement, entering any sweepstakes, etc., you represent and warrant: (1) you own or otherwise have all necessary rights to the content you provide and the rights to use it as provided in this Terms of Service; (2) all information you provide is true, accurate, current and complete, and does not violate these Terms of Service; and, (3) the content will not cause injury to any person or entity. Using a name other than your own legal name is prohibited (except in those specific areas of PanagaClub.com that specifically ask for unique, fictitious names, e.g., certain message boards and chat rooms).
For all such information and material, you grant Morris, its affiliates and related entities, including PanagaClub.com and its affiliated newspaper, a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, copy, modify, display, archive, store, distribute, reproduce and create derivative works from such information, in any form, media, software or technology of any kind now existing or developed in the future. Without limiting the generality of the previous sentence, you authorize Panaga Club to share the information across all Panaga Club affiliated Web sites, to include the information in a searchable format accessible by users of PanagaClub.com and other Panaga Club sites, and to use your name and any other information in connection with its use of the material you provide. You also grant Panaga Club the right to use any material, information, ideas, concepts, know-how or techniques contained in any communication you send to us for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information. All rights in this paragraph are granted without the requirement for additional compensation of any sort to you.
Please note PanagaClub.com does not accept unsolicited materials or ideas for use or publication, and is not responsible for the similarity of any of its content or programming in any media to materials or ideas transmitted to PanagClub.com. Should you send any unsolicited materials or ideas, you do so with the understanding no additional consideration of any sort will be provided to you, and you are waiving any claim against PanagaClub.com and its affiliates regarding the use of such materials and ideas, even if material or an idea is used that is substantially similar to the idea you sent.
Communications with Third Parties through PanagaClub.com
Your dealings or communications through PanagaClub.com with any party other than PanagaClub.com are solely between you and that third party. For example, certain areas of PanagaClub.com may allow you to conduct transactions or purchase goods or services. In most cases, these transactions will be conducted by our third-party partners and vendors. Under no circumstances will PanagaClub.com be liable for any goods, services, resources or content available through such third party dealings or communications, or for any harm related there to. Please review carefully that third party's policies and practices and make sure you are comfortable with them before you engage in any transaction. Complaints, concerns or questions relating to materials provided by third parties should be forwarded directly to the third party.
During your visit to PanagaClub.com you may link to, or view as part of a frame, certain content that is actually created or hosted by a third party. You may be introduced to, or be able to access, information, Web sites, advertisements, features, contests or sweepstakes offered by other parties. PanagaClub.com is not responsible for the content, actions or policies of such third parties. You should check the applicable terms of service and privacy policies of those third parties when providing information on such a feature or page.
General Disclaimer and Limitation of Liability
While PanagaClub.com uses reasonable efforts to include accurate and up-to-date information, we make no warranties or representations as to the accuracy of the Content and assume no liability or responsibility for any error or omission in the Content. PanagaClub.com does not represent or warrant that use of any Content will not infringe rights of third parties. PanagaClub.com has no responsibility for actions of third parties or for content provided or posted by others.
USE OF PanagaClub.com IS AT YOUR OWN RISK. ALL CONTENT IS PROVIDED "AS IS" AND "AS AVAILABLE." NEITHER, PanagaClub.com, NOR ANY OF THEIR AFFILIATED OR RELATED COMPANIES, NOR ANY OF THE EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS OF ANY OF THEM, MAKES ANY REPRESENTATION OR WARRANTY OF ANY KIND REGARDING PanagaClub.com, THE CONTENT, ANY ADVERTISING MATERIAL, INFORMATION, PRODUCTS OR SERVICES AVAILABLE ON OR THROUGH PanagaClub.com, AND/OR THE RESULTS THAT MAY BE OBTAINED FROM USE OF PanagaClub.com OR SUCH CONTENT OR SERVICES. ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES AGAINST INFRINGEMENT, AND WARRANTIES PanagaClub.com WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE, ARE SPECIFICALLY DISCLAIMED. PanagaClub.com AND ITS AFFILIATES ARE NOT RESPONSIBLE OR LIABLE FOR CONTENT POSTED BY THIRD PARTIES, ACTIONS OF ANY THIRD PARTY, OR FOR ANY DAMAGE TO, OR VIRUS THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY.
PanagaClub.com CONTAINS FACTS, VIEWS, OPINIONS, STATEMENTS AND RECOMMENDATIONS OF THIRD PARTY INDIVIDUALS AND ORGANIZATIONS. PanagaClub.com DOES NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED, UPLOADED OR DISTRIBUTED THROUGH THE PanagaClub.com. ANY RELIANCE UPON ANY SUCH OPINION, ADVICE, STATEMENT OR INFORMATION IS AT YOUR SOLE RISK.
IN NO EVENT SHALL PanagaClub.com OR ITS AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES INCLUDING, WITHOUT LIMITATION, DAMAGES RELATED TO UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE CONTENT OR ANY ERRORS OR OMISSIONS IN THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL PanagaClub.com OR ITS AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS BE LIABLE FOR ANY AMOUNT FOR DIRECT DAMAGES IN EXCESS OF $100.
YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS, PanagaClub.com AND MORRIS, EACH OF THEIR PARENT AND AFFILIATED COMPANIES, AND EACH OF THEIR RESPECTIVE PARTNERS, SUPPLIERS, LICENSORS, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS AND AGENTS, FROM ANY AND ALL CLAIMS (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, TRADE DISPARAGEMENT, PRIVACY AND INTELLECTUAL PROPERTY INFRINGEMENT) AND DAMAGES (INCLUDING ATTORNEYS' FEES AND COURT COSTS) ARISING FROM OR RELATING TO ANY ALLEGATION REGARDING: (1) YOUR USE OF PanagaClub.com; (2) PanagaClub.com'S USE OF ANY CONTENT OR INFORMATION YOU PROVIDE, AS LONG AS SUCH USE IS NOT INCONSISTENT WITH THIS AGREEMENT; (3) INFORMATION OR MATERIAL POSTED OR TRANSMITTED THROUGH YOUR MEMBERSHIP ACCOUNT, EVEN IF NOT POSTED BY YOU; AND, (4) ANY VIOLATION OF THIS AGREEMENT BY YOU.
PanagClub.com is controlled, operated and administered by PanagaClub.com from its offices within the Brunei Darussalam. PanagClub.com makes no representation that materials or Content available through PanagaClub.com are appropriate or available for use outside Brunei and access to them from territories where their contents are illegal is prohibited. You may not use PanagaClub.com or export the Content in violation of Brunei export laws and regulations. If you access PanagaClub.com from a location outside the Brunei, you are responsible for compliance with all applicable laws.
PanagaClub.com reserves the right to change these Terms of Service at any time in its discretion and to notify users of any such changes solely by changing this page. Your continued use of PanagClub.com after the posting of any amended Terms of Service shall constitute your agreement to be bound by any such changes. Your use of this site prior to the time this Terms of Service was posted will be governed according to the Terms of Service that applied at the time of your use.
PanagaClub.com may modify, suspend, discontinue or restrict the use of any portion of PanagaClub.com, including the availability of any portion of the Content at any time, without notice or liability. PanagaClub.com may deny access to any person or user at any time for any reason. In addition, Panaga Club may at any time transfer rights and obligations under this Agreement to any Panaga Club subsidiary or business unit, or any of their affiliated companies or divisions, or any entity that acquires Panaga Club or any of their assets.
These Terms of Service will be governed by and construed in accordance with the laws of Brunei, without regard to its conflicts of law provisions. You hereby agree that any cause of action you may have with respect to PanagClub.com must be filed in a federal or state court located in Brunei, within two months of the time in which the events giving rise to such claim began, or you agree to waive such claim. You agree no such claim may be brought as a class action. If for any reason any provision of this Agreement is found unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the parties as reflected in that provision, and the remainder of the Agreement shall continue in full force and effect. Any failure of PanagaClub.com to enforce or exercise any provision of this Agreement or related right shall not constitute a waiver of that right or provision. The section titles used in this Agreement are purely for convenience and carry with them no legal or contractual effect. In the event of termination of this Agreement for any reason, you agree the following provisions will survive: the provisions regarding limitations on your use of Content, the license(s) you have granted to PanagaClub.com, and all other provisions for which survival is equitable or appropriate.
How we gather information from users
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. You can visit many pages on our site without providing any information. Other pages may prompt you to provide information, such as sign up for membership, request certain features (e.g., newsletters, news updates and other products), or make a purchase. Like most Web sites, PanagaClub.com also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but doing so may limit your ability to access certain portions of the site. Additionally we may not be able to customize the site's features according to your preferences.
What we do with the information we collect
As we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or whenever we deem it appropriate or necessary to give such information to law enforcement authorities. Please note we may not provide you with notice prior to disclosure in such cases.
Affiliated sites, linked sites and advertisements
PanagaClub.com expects its partners, advertisers and third-party affiliates to respect the privacy of our users. However, third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a PanagaClub.com page, certain content that is actually created or hosted by a third party. Also, through PanagaClub.com you may be introduced to, or be able to access, information, Web sites, advertisements, features, contests or sweepstakes offered by other parties. PanagaClub.com is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
We use third-party advertising companies to serve ads when you visit our Web site. These companies may use non-personal information (I.e., information that does not including your name, address email address or telephone number) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you. To improve your ad experience on Panaga Club sites and elsewhere on the Internet, we may send non-personal information to Google based on your browser's activities, such as type of pages viewed and categories of interests, so that the advertising you see is relevant to you. Google also may use non-personal information regarding its own users to select which ads to display.
Learn more about Google's ad practices, including how to opt out of using anonymous information to select which ads to show you. Google is a member of the Network Advertising Initiative. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.
End users understand, acknowledge and agree that the Web site contains certain licensed content and technology from News Distribution Network (the "NDN Technology"), which may include certain metadata, tags, cookies, and other analytic devices for use as licensed content. End users also understand and agree that they are expressly prohibited from (i) modifying, editing, shortening, or otherwise altering the NDN Technology or the licensed content in any way; (ii) removing, editing, altering or obscuring any metadata or Intellectual Property markings associated with the NDN Technology or licensed content; (iii) downloading, copying, or otherwise replicating or making available the licensed content other than as set forth herein; or (iv) otherwise changing the appearance of the NDN Technology or licensed content.
Please be careful and responsible whenever you are online. Should you choose to voluntarily disclose Personally Identifiable Information on our site, such as in message boards, chat areas or in advertising or notices you post, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of PanagaClub.com and this policy.
PanagaClub.com does not knowingly collect or solicit Personally Identifiable Information from or about children under the age of 13 except as permitted by law. If we discover we have received any information from a child under the age of 13 in violation of this policy, we will delete that information immediately. If you believe PanagaClub.com has any information from or about anyone under the age of 13, please contact us at firstname.lastname@example.org.
Compliance with legal process
We may disclose personal information if we are required to do so by law or we in good faith believe that such action is necessary to (1) comply with the law or with legal process; (2) protect and defend our rights and property; (3) protect against misuse or unauthorized use of our websites; or (4) protect the personal safety or property of our users or the public (among other things, this means that if you provide false information or attempt to pose as someone else, information about you may be disclosed as part of any investigation into your actions).
How To Contact Us
For any questions or comments, you may contact us:
By e-mail: email@example.com
By mail: Panaga Club, E5, Simpang 464, Jalan Utara, Seria KB3534, Negara Brunei Darussalam
By phone: (+673) 337 2265 / 337 5754 / 337 2234